We've actually hashed this out on these forums before. (See this thread:
http://forums.g33xnexus.com/index.php/topic,16.0.html )
To recap:
When Death happens, and it will, you have a few options, each depending on what you've chosen to do.
1) Clones
2) Restart your character with BP + .5 *(CP - BP) (BP = Base Point, CP = Character Points)
Let's go over each option:
ClonesClones are a nessicary evil. They aren't liked much. Now, there's not real way to tell if you're a clone, but the people who killed you will know, and they might start telling people all about it. That would more than enough incentive to hire a hitman,or something to get revenge.
Now, cloning is a very ticky, expensive process. The companies who do it are very strict, charging you through the nose, and limiting the number of clones you could have. (They're legally bound to that.) Also, since the process is so difficult, you have to buy a level of assuarance in the clone's abilities. Basically, a cheap clone will only give you like 1/2 of your skills, while an expensive one will give you about 90% of what you had before.
Now, you will also have to outfit your clone, giving it what you want to have once you die. Also, it's recomended you stop off every few months, and updates your skills, and memories.
Restarting your CharacterIf you choose to restart you will get your character's Base Points (say, 200) plus 1/2 of the levels you've gained since you created the character. Here's an example. you make a 200 point character. You play him hard, and long. (no jokes.) You get him up to a 320 point character. Then, AssHat the HUN comes in, and blows you to space dust. You hadn't bought a clone. you now have the option of creating a character with: 200 + .5*(320 - 200) = 260 points. Sure, you lost half of those points you've gained, but you still have *something* to show for it.